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Credit Worthy

The Extended First Time Home Buyer Tax Credit

January 26, 2010
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There is really not a whole lot more that needs to be said that my other article here has not already covered. Other than the dates, some changes to the income limits and the addition of the move-up buyer tax credit the 2010 credit is same. There is one advantage to those closing after November 7, 2009 that they would not have had prior — that is the Modified Adjusted Gross Income for qualifying person(s) being raised.

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FHA Housing Limit in Denton and surrounding counties of North Dallas Texas

March 9, 2009
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For example if you are unable to use the USDA loan program because you do not want or wish to live in an eligible areas such as Corinth, Little Elm or Highland Village an FHA mortgage is perfect since there are hundreds of 3 bedroom 2 Bath homes available in Flower Mound, Lewisville and Denton under the $271,050 requirement

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USDA Home Loans are the Real Deal for Denton County

February 12, 2009

Once again I find myself having to tout and sound the trumpets about the USDA Rural Development Guaranteed Housing Loan Program after another successful closing. Next to the article Buying a Home with the Texas Veterans Land Board Program (TVLB) it is the most read item on this little blog, but has generated the most emails and phone calls.

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USDA Rural Development – Texas Guaranteed Housing Loan Program

December 24, 2008

In this chapter of the Affordable Housing series of articles, I am going to try to bring a clear and accurate depiction of the benefits, purposes, and qualification guidelines for the U.S. Department of Agriculture Home Loan programs.

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Path to home ownership…What makes a good FICO Score?

December 7, 2008
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The news has been riddled lately with stories of the power of a positive credit score, and what you can do with it. But, since my job as real estate agent is helping folks buy homes, and as a Texas Affordable Housing Specialist supporting home ownership retention, I am going to give a quick refresher on what makes good FICO score, and how to get one.

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