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Affordable Housing

Buyer Beware: When Considering a Short-Sale and your Tax Credit

June 29, 2009
Short Sale and Foreclosures in Denton County Time Sensitive

This is a topic I have been intending to write about for several weeks — But I have been so busy working on deals with my current clients I have not been able to throw out this bit of caution to some of my readers, and hopefully soon-to-be customers. My prediction after gauging the temperament, price ranges of starter homes, and the quest for a “good deal” by first-time homebuyers is that many hoping to take advantage of this short-sale market may

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Monetizing the Tax Credit for a Down Payment: Clear as Mud

June 1, 2009
Government Down Payment Assistance

Ever since the May 12th announcement from HUD1 that the $8000 First Time Homebuyer Tax Credit was going to be able to be used as a down payment I believe there has been more misconceptions, ill conceived speculation, and just down-right misinformed banter from those in the real estate industry and future home buyers alike. A lot of those in the real estate industry posted information on their blogs, or in forums such as Trulia, ActiveRain and Zillow baiting those interested in

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Updated Restrictions and Income Limits for USDA Rural Development Home Financing

April 27, 2009
USDA Rural Development Logo Thumb

It has been more than a few weeks since I last posted an article on USDA Guaranteed Housing program, the fact is I am working with many clients on this loan program — But I know there are more of you that should be working me. Why do I say this? Google tells me so. The USDA related pages account for 52% of the incoming visitors here. So I apologize that the updates to restrictions and new guidelines are a couple weeks

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$8000 Tax Credit used as Down Payment in Texas Coming Soon

March 29, 2009
Down Payment Required for FHA Mortgage in Lewisville, Flower Mound and all of Denton County

This is a question I have noticed entered on searches for some incoming traffic here at My Denton County Real Estate, and have been asked about more than once. I have not addressed this yet due to the fact there is nothing in place YET. But in an effort to appease those search efforts, and to win over those future home buyers who have not yet chosen a real estate agent. Here it is.. In early to mid May of 2009 the

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Texas Veterans Land Board (VLB) Forfeited Land Sale April 28, 2009

March 20, 2009
Forfeited Land Board Auction

Being a Realtor registered with the Texas VLB to assist veterans with using the benefits offered to them for land and housing loans, provides me with some email fodder than can be passed along to my readers here at My Denton County Real Estate. Since I know over 18% of the visitors here so far in 2009 have checked out Buying a Home with the Texas Veterans Land Board Program. Also with 79.8% of my website traffic coming from search engines, I

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FHA Housing Limit in Denton and surrounding counties of North Dallas Texas

March 9, 2009
FHA Update for Lewisville, Flower Mound and all of Denton County

What is the maximum FHA / Fannie Mae Mortgage amount for North Dallas? This is a question that gets asked of me, and searched for a lot I have noticed. Fortunately for explanations sake Denton, Tarrant, Collin and Dallas counties all share the same guidelines on the FHA / Fannie Mae loan limits. But, unfortunately finding a home in Dallas may be a little harder to find within the FHA1 limits. Denton County FHA Loan Limits 1-Unit 2-Unit 3-Unit 4-Unit Conforming Loan

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$8000 First Time Home Buyer Tax Credit

February 24, 2009
The $8000 First Time Home Buyer Tax Credit Logo

Now it is my tun to break down the $8000 First Time Home Buyer Tax Credit. I must admit, when the bill was being negotiated in the Senate, before moving forward to the House of Representatives I was following it very close, in attempt to report the results in a timely manner. But as we know now, that was a lost cause because it kept changing hourly it seemed. But now we have a signed bill, and albeit it was very trimmed

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