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Affordable Housing

Fix Housing First Act…that is after all the bickering…

February 11, 2009
Democrats vs Republicans Effect the Housing Market.

I have been itching to write a new article on the new stimulus package, and how it will effect future home buyers, first-timers and hopefully even move-up  / downsizing buyers in Denton County real estate. Home sellers will also have reason to rejoice if buyers who are sitting on the fence, or just need a little more incentive can be nudged along. But, alas, we still do not not know for sure what will be in this new package. When I do

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I LOVE me some First Time Home Buyers

January 22, 2009
First Time Home Buyers Questions?

Through this little blog, in the past few weeks, many hopeful first-time home buyers have reached out to me for advice, or with questions about whether home or property ownership is in their near future. The Affordable Housing Series has addressed many questions that are on the minds of would be homeowners, and Texas Veterans looking for assistance or programs for them call Denton County home. I wanted to point out just a few reasons why I believe it is so great

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Buying a Home with the Texas Veterans Land Board Program (TVLB)

January 8, 2009
Texas Veterans Land Board in Denton County Real Estate

In continuing my series of articles concerning Texas Affordable Housing; I will break-down the Texas Veterans Land Board Programs. This is an incredible program, and should not be confused with a Veterans Administration (VA) Home Loan. This is a loan program for buying a home, land, or home improvement specifically to benefit the more than 1.7 million civilian Veterans in Texas, and those that want to reside in Texas when leaving active duty. They also offer other programs for affordable long-term nursing

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USDA Rural Development – Texas Guaranteed Housing Loan Program

December 24, 2008
USDA Rural Development Loan Program in North Texas

In this chapter of the Affordable Housing series of articles, I am going to try to bring a clear and accurate depiction of the benefits, purposes, and qualification guidelines for the U.S. Department of Agriculture Home Loan programs. The USDA website is actually quite easy to gather information from, but I found in order to get to specific geographic areas a borrower would have to click sometimes 4 or 5 directories deep in order to get the information sought.

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Path to home ownership…What makes a good FICO Score?

December 7, 2008
Credit Score Meter for a Mortgage Loan

The news has been riddled lately with stories of the power of a positive credit score, and what you can do with it. But, since my job as real estate agent is helping folks buy homes, and as a Texas Affordable Housing Specialist supporting home ownership retention – I am going to give a quick refresher on what makes good FICO score, and how to get one. What is FICO? -

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First-time Home Buyers Assistance Program with TDHCA

November 18, 2008
Texas Department of Housing and Community Affairs helps provide Affordable Housing

Earlier this week I posted about becoming a Affordable Housing Specialist, as promised I am following up with more detailed information about the programs. It was my intent to be able to roll all of them into just 1 post after removing some of the fluff. But once I began writing I found that was not going to be possible and keep this down to a manageable size. So I am going to continue this series with Texas Department of Housing and

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Certified Texas Affordable Housing Specialist

October 12, 2008
Jay Myers a Texas Affordable Housing Specialist

Last week I attended the the Texas Affordable Housing Specialist certification program. This is an accreditation from the Texas Association of REALTORS® that trains REALTORS® about the programs and procedures to help first-time home buyers and increase home ownership and retention in Texas. I am now one of a handful of agents with this credential that work in the Denton County area. Which I must admit, for that reason, and that this was a state accreditation was why I decided to spend

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